Residential Financing

Michigan Saves


Michigan Saves—Residential Financing

  • All across the state, homeowners have realized greater health and safety protections, energy and money savings, and improved comfort through Michigan Saves’ Home Energy Loan Program.
  • We offer eligible homeowners unsecured, personal loans for prequalified energy measures or improvements recommended by a whole-home energy assessment.
  • We partner with authorized residential lenders to offer competitive, low-interest financing up to $40,000. Homeowners are eligible for interest rates ranging from 4.25% to 7% APR, though most customers finance at 5.50% APR.
  • Flexible terms up to 12 years are available with no penalty for early repayment. Actual rates, terms, and loans amounts are dependent on the lender selected and the borrower’s creditworthiness.
  • Contractor ID: 100185
  • Program code: 9269

Loan Calculator


Use this self-help calculator tool to give you an idea of what your approximate monthly loan payment could be. We cannot and do not guarantee the applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. Consult the financial lending company for specific loan details.

Synchrony Bank

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